One record for every kind of money between people
Pick the one that sounds like you.
Lending to a friend
A signed IOU with a due date and polite reminders, so the friendship stays friendly.
Roommates and rent
A group for shared bills and a recurring IOU for rent shares.
Families
A household space for family IOUs and shared expenses, plus allowances and chores for kids.
Paying back in parts
An installment plan, with a change request when plans change.
Shops with customer credit
A ledger per customer, monthly statements and reminders in bulk.
Service businesses
Invoices with a PDF, aging and automatic reminders until they are paid.
Selling on installments
A catalog with markup, a down payment, a schedule and guarantors.
Small lenders and co-ops
Loan products, approvals, a collections queue and portfolio reports.
Employers
Salary advances and staff loans with approvals and an audit log.
Your next IOU, done right.
Create a clear, signed agreement in under a minute. Free on Android and the web.