IOUs & agreements: plain-English basics
What makes an IOU stronger if there is ever a dispute
Nobody writes an IOU expecting a fight. But if memories ever split, a few specific details decide whether your note settles the question in a minute…
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Every IOUEZ guide on “IOU”, newest first.
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Lending to friends & family
Should you lend money to family? A calm decision guide
A relative asks for money and the answer feels loaded either way. Here is a calm way to decide: five factors, one decision tree, and a…
IOUs & agreements: plain-English basics
IOU vs promissory note vs loan agreement: the differences
Three documents, one loan. An IOU admits a debt, a promissory note promises to pay it, and a loan agreement spells out what both people will…
Using IOUEZ, and money across borders
How to create and sign your first agreement online
A loan agreement signed on two phones can carry the same weight as one signed on paper, if you set it up properly. Here is the…
Lending to friends & family
How to lend money to a friend without losing the friendship
Lending to a friend can be one of the kindest things you do, or the start of a slow, awkward silence. The difference is rarely the…
IOUs & agreements: plain-English basics
What is an IOU? Meaning, uses and examples
An IOU is the simplest money document there is: a written note that one person owes another. Here is what it means, where it falls short,…