Repayment, reminders & debt payoff
How to pay back a friend faster: a 30-day plan
Owing a friend money sits on your shoulders even when they're kind about it. This 30-day plan shows how one illustrative borrower found $528 in a…
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#friends and money
Every IOUEZ guide on “friends and money”, newest first.
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Repayment, reminders & debt payoff
Simple interest vs a flat fee: what’s fair between friends
A $60 fee and 5% interest sound about the same. Depending on how the loan is repaid, one can cost twice as much as the other.…
Repayment, reminders & debt payoff
How to ask for money back by text or WhatsApp, politely
A good money text is short, specific and easy to answer. Here are nine messages for small amounts, proper loans, blue ticks with no reply and…
Splitting bills & groups
Splitting trip costs fairly: 5 methods compared
Equal, itemized, by shares, base plus extras, or a kitty? We ran one four-person beach trip through all five methods so you can see what each…
Repayment, reminders & debt payoff
How to remind someone to pay you back (with polite templates)
The first reminder is the hardest one to send. Here are eight messages for every stage, from a friendly heads-up before the due date to a…
Repayment, reminders & debt payoff
Late fees between friends: fair or awkward?
A late fee feels like the obvious way to make sure a friend pays on time. Usually it isn't. Seven myths about late fees between friends,…